Terms of Service

The rules and guidelines for using Keystone Finance Lending services.

Terms & Conditions

Welcome to Keystone Finance Lending. By accessing or using our crypto-backed lending platform, you agree to be bound by these Terms of Service and our Privacy Policy. Please read them carefully.

Eligibility Requirements

Age Requirement

You must be at least 18 years old to use our services.

Jurisdictional Compliance

You must reside in a jurisdiction where our services are legally permitted.

KYC Verification

Complete identity verification and provide required documentation.

Loan Agreement Terms

Collateral Requirements

Minimum collateral value and acceptable cryptocurrency assets.

Interest Rates

APR calculations, payment schedules, and compounding methods.

Liquidation Terms

Conditions under which collateral may be liquidated.

Repayment Options

Flexible repayment terms and early repayment conditions.

User Responsibilities

  • Maintain adequate collateral coverage for your loan position
  • Keep your account credentials and wallet information secure
  • Comply with all applicable laws and regulations
  • Provide accurate and truthful information during registration
  • Monitor your loan-to-value ratio and market conditions
  • Report any suspicious activity immediately

Risk Disclosure

Crypto-backed lending involves significant risks including but not limited to market volatility, collateral liquidation, regulatory changes, and technological risks. You should carefully consider these risks before using our platform.

Effective Date: November 30, 2025